At Fidelity National Title – Truong Law Firm, PLLC, we understand that purchasing real estate is a significant investment, and protecting that investment is crucial. Our title insurance services in Texas are designed to provide peace of mind by safeguarding your property rights and ensuring a smooth transaction process.

Title insurance is a unique form of insurance that protects property owners and lenders from potential risks and defects in the title that could arise after the purchase of real estate. Unlike other types of insurance that protect against future events, title insurance protects against claims for past occurrences that may affect the ownership of the property.

Comprehensive Title Search:
Before issuing a title insurance policy, we conduct a thorough title search to uncover any existing issues, such as liens, encumbrances, or errors in public records. This process helps ensure that the title is clear and can legally be transferred to the new owner.

Protection Against Title Defects:
Title insurance provides coverage against a variety of title defects, including undisclosed heirs, forgery, fraud, and clerical errors. It protects the policyholder from financial loss and legal defense costs associated with defending the title against covered claims.

Owner’s and Lender’s Policies:
In Texas, two types of title insurance policies are commonly issued: the Owner’s Policy and the Lender’s Policy. The Owner’s Policy protects the buyer’s interest in the property, while the Lender’s Policy protects the lender’s investment by ensuring the priority of their mortgage lien.

One-Time Premium:
Title insurance requires a one-time premium payment at closing, providing coverage for as long as the insured or their heirs have an interest in the property. This makes it an affordable and valuable investment in protecting property rights.

Peace of Mind:
With title insurance, property owners and lenders can proceed with confidence, knowing that they are protected against unforeseen claims that could jeopardize their ownership or investment.

At Fidelity National Title – Truong Law Firm, PLLC, we are committed to providing exceptional title insurance services that prioritize accuracy, transparency, and client satisfaction. Our experienced team is dedicated to guiding you through the title insurance process, ensuring that your real estate transaction is secure and worry-free.

Whether you are purchasing a new home, refinancing, or investing in commercial property, trust Fidelity National Title – Truong Law Firm, PLLC to deliver the protection and assurance you need.